HRA Exemption
House Rent Allowance exemption under section 10(13A) is the minimum of three statutory figures. The calculator computes all three and takes the min.
Calculator Universe is published by SmartAI Labs. The panel above is the interactive HRA Exemption; the rest of this page is ordinary HTML so you can read how the tool works without waiting for the app to boot.
How the HRA Exemption works
House Rent Allowance exemption under section 10(13A) is the minimum of three statutory figures. The calculator computes all three and takes the min.
Formula / method. Exempt HRA = min(actual HRA received, rent paid − 10% of salary, 50% of salary in metro / 40% otherwise). Taxable HRA = actual HRA − exempt.
When to use it. Use it when you live in rented housing and receive HRA. If you claim 80GG instead (no HRA), this tool is the wrong section.
How to run a comparison
- Open HRA Exemption from Home search, the Finance Studio hub, or this URL.
- Copy amounts, rates or dates from a document you already have — not a round marketing figure.
- Read the headline result and any breakdown (schedule, slabs, or intermediate rows).
- Change one input at a time so you can see what actually moves the answer.
- Cross-check with a related calculator below, then confirm statutory rates before you act.
Nothing you type is uploaded for server-side processing. Save or screenshot an output if you need it later; we do not keep a server-side history.
Notes and assumptions
‘Salary’ for this section is the encoded definition (typically basic + DA). Metro list follows the statutory cities.
Results are estimates for education and planning only. They are not financial, tax, medical, or legal advice. Slabs, scheme rates and product terms change; verify against official notifications or a qualified professional before acting.
Related calculators in Finance Studio
- Income Tax Calculator — Compare tax liability under New vs Old Tax Regime (FY 2025-26 & FY 2026-27).
- Salary / Take-Home — Calculate in-hand monthly salary after PF, PT & TDS deductions.
- GST Calculator — Calculate GST inclusive & exclusive amounts (CGST, SGST, IGST).
- Gratuity Calculator — Estimate retirement gratuity under Payment of Gratuity Act.
- TDS Calculator — Tax Deducted at Source calculations for salary, rent & professional fees.
- Capital Gains Tax — STCG & LTCG on shares, mutual funds, property and gold with indexation.
Browse the full Finance Studio hub or return to the Calculator Universe home catalog for every tool.
About this page. The app panel is the interactive calculator; this HTML section is the publisher content for readers and ad-quality review. Privacy Policy · Terms & Disclaimer · About