Finance Studio
Complete suite for Wealth Creation, Loan Prepayment Saver, Rent vs Buy, Taxes, Mutual Funds & Stock Trading. This hub is the catalog for that group: each link is a real calculator page with its own formula, assumptions and related tools. Open the interactive panel above, or scroll the list if you arrived here as a reader or a crawler.
Every tool runs on your device. There is no account, and the numbers you type are not uploaded. Calculator Universe is published by SmartAI Labs; the lab site is smartailabs.in.
Calculators in Finance Studio
- SIP Calculator — Estimate returns from systematic monthly investments.
- Lumpsum Calculator — Calculate future wealth from one-time investments.
- Step-Up SIP Calculator — See growth with annual percentage SIP top-ups.
- SWP Calculator — Plan regular monthly income from mutual fund corpus.
- Mutual Fund Return — Calculate total returns and CAGR for mutual funds.
- Lumpsum + SIP — Combine initial capital with monthly SIP growth.
- Fund Fees Calculator — See how expense ratio fees erode SIP + lumpsum wealth over decades.
- XIRR Calculator — Calculate exact internal rate of return for irregular cash flows.
- CAGR Calculator — Compound Annual Growth Rate for investments.
- EMI Calculator — Calculate loan EMI, total interest, and amortization schedule.
- Home Loan EMI — Plan home loan tenure, interest, and prepayment options.
- Car Loan EMI — Calculate auto loan monthly payments and interest.
- Flat vs Reducing Rate — Compare flat interest vs reducing balance loan rate.
- Loan Prepayment & Savings — Calculate interest savings, tenure reduction & EMI reduction from prepayments.
- Loan Eligibility — Check how much a bank will actually lend you before you commit.
- FD Calculator — Bank Fixed Deposit interest and maturity calculator.
- RD Calculator — Recurring Deposit maturity with quarterly compounding.
- PPF Calculator — Public Provident Fund 15-year tax-free wealth calculator.
- EPF Calculator — Employee Provident Fund maturity corpus with 8.25% interest.
- SSY Calculator — Sukanya Samriddhi Yojana savings for girl child.
- NPS Calculator — National Pension System retirement pension & lump sum estimator.
- APY Calculator — Atal Pension Yojana monthly contribution for target pension.
- SCSS Calculator — Senior Citizen Savings Scheme quarterly payout & returns.
- Post Office MIS — POMIS monthly interest income scheme calculator.
- NSC Calculator — National Savings Certificate 5-year compounding returns.
- Simple Interest — Calculate basic interest for fixed principal and tenure.
- Compound Interest — Calculate compound interest across custom compounding frequencies.
- Income Tax Calculator — Compare tax liability under New vs Old Tax Regime (FY 2025-26 & FY 2026-27).
- Salary / Take-Home — Calculate in-hand monthly salary after PF, PT & TDS deductions.
- GST Calculator — Calculate GST inclusive & exclusive amounts (CGST, SGST, IGST).
- HRA Exemption — Calculate tax-exempt House Rent Allowance under Sec 10(13A).
- Gratuity Calculator — Estimate retirement gratuity under Payment of Gratuity Act.
- TDS Calculator — Tax Deducted at Source calculations for salary, rent & professional fees.
- Capital Gains Tax — STCG & LTCG on shares, mutual funds, property and gold with indexation.
- Advance Tax — Four instalment dates, what is due on each, and 234B/234C interest.
- Brokerage Calculator — Calculate stock trading brokerage, STT, exchange fees & net P&L.
- Margin Calculator — Estimate leverage, required margin & exposure for trading.
- Stock Average Calculator — Calculate average buying price across multiple share purchases.
- ROI Calculator — Return on Investment percentage & gain estimator.
- Inflation Calculator — Estimate future cost of living based on inflation rate.
- Retirement Planner — Calculate target retirement corpus, inflation impact & monthly savings.
- Goal SIP Planner — Find the monthly SIP or lumpsum needed for any future goal after inflation.
- Coast FIRE Calculator — Check if your current corpus can coast to retirement with no new investment.
- Rent vs Buy House — Compare property ownership net worth vs renting & investing cash flow differential.
- Cash Denomination Tally — Tally physical currency notes & coins easily.
How to explore this hub
- Pick the calculator that matches your immediate question.
- Enter realistic inputs from statements, salary slips, or goal worksheets.
- Compare neighbouring tools when a decision has more than one moving part.
- Return to Home if you need search or persona shortcuts.
Notes
Hub pages group related estimators; they do not replace product disclosures or professional advice. Rates, slabs, and eligibility rules can change with new notifications. Confirm critical figures before you commit money or medical choices.
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