Post Office MIS
Post Office Monthly Income Scheme pays a notified monthly interest on a lumpsum with a fixed tenure and a deposit cap.
Calculator Universe is published by SmartAI Labs. The panel above is the interactive Post Office MIS; the rest of this page is ordinary HTML so you can read how the tool works without waiting for the app to boot.
How the Post Office MIS works
Post Office Monthly Income Scheme pays a notified monthly interest on a lumpsum with a fixed tenure and a deposit cap.
Formula / method. Monthly income = P × r / 12. Principal returns at maturity.
When to use it. Use it for a predictable rupee income, side by side with SCSS. It is not a growth product.
How to run a comparison
- Open Post Office MIS from Home search, the Finance Studio hub, or this URL.
- Copy amounts, rates or dates from a document you already have — not a round marketing figure.
- Read the headline result and any breakdown (schedule, slabs, or intermediate rows).
- Change one input at a time so you can see what actually moves the answer.
- Cross-check with a related calculator below, then confirm statutory rates before you act.
Nothing you type is uploaded for server-side processing. Save or screenshot an output if you need it later; we do not keep a server-side history.
Notes and assumptions
Rate and cap follow the notification encoded / typed. TDS treatment can differ from a bank MIS.
Results are estimates for education and planning only. They are not financial, tax, medical, or legal advice. Slabs, scheme rates and product terms change; verify against official notifications or a qualified professional before acting.
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Browse the full Finance Studio hub or return to the Calculator Universe home catalog for every tool.
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